PROTECTION If Either Partner Passes Away Too Soon

The “INCOME FOR LIFE” program will provide your with:

  • Your Income Gap Analysis: A report that compares your income stream with your projected needs for the rest of your life.
  • The Retirement Cliff (you may be facing) Quantifies the risk to the surviving partner: We will review your guaranteed income and compare it with the survivor’s required income. We will assess the survivor’s needs and show the improvements that can be made so that the survivor (should either of you pass away pre-maturely) can sustain their current lifestyle.

Based on personal experience and the trends from previous clients, the expenses of a surviving partner are reduced very little and in some cases are even increased after the death of the other partner. The average income loss for a survivor is between 30% and 45%. In many cases, this presents a serious financial hardship. This is critical and must be included in your retirement planning.

I personally went through it after the passing of my own spouse. This is known as the Retirement Cliff and can be catastrophic for the surviving spouse if not properly planned for. Most people don’t even think about it, and no one is talking about it.

Here is a sample report and the corresponding data sheet for one of my clients, let’s just call them Mr. & Mrs. Smith.

After you review the sample graphs and find that you are in need a custom evaluation please Click HERE to schedule your free 15 minute consult and receive your no cost, no obligation, customized for you report. ($75.00 Value)



Learn How To Prepare Yourself For A Secure Retirement We Will Show You How

Please select those areas that you are concerned about, have questions about, or would like to learn more about.

    Other Concerns (Please Describe)